A downloadable demo is available.
is one of Brentmark's best selling products. Previously known as the
Pension & Roth IRA Analyzer, the program may be used
to evaluate various strategies of taking distributions from traditional
IRAs, Roth IRAs, Roth 401(k)s and other qualified retirement plans. Calculates up to four
alternatives simultaneously for varying types of distributions. The
program handles the 2002 final regulations
as well as the 2001 proposed regulations and the pre-2001 rules for required minimum
distributions as well as pre-59½ distributions.
It also handles any possible
combination of automatic refiguring of life expectancy and term certain for the plan's
owner and beneficiary (spouse or not) under the old rules.
The program is compliant with the Pension Protection Act of 2006.
The program also handles additional contributions to retirement accounts, distributions to pay expenses (subject to minimum distribution rules), insurance premiums and proceeds (single life and 2nd-to-die insurance), and pre-59½ distributions that avoid the 10% penalty. Federal estate tax and state death taxes (using Brentmark's State Death Tax Manager feature) may be handled by the entry of taxable estate values or by having the program calculate the taxable estate if you enter the value of other assets. Income tax rates may be entered on a yearly basis with separate rates optionally used for life-time distributions, distributions after death, and growth of other assets (i.e., after-tax distributions which are invested). Growth of other assets may even be modeled as realized or unrealized capital gains, if desired.
Retirement Plan Analyzer has extensive reporting capabilities. In addition to numerical reports, numerous explanatory reports featuring graphs and flowcharts are available. Reports may be sent to a printer, PDF file, text file, word processing file, spreadsheet file, web page htm file, or to the clipboard.
Retirement Plan Analyzer includes comprehensive Roth IRA conversion features. Roth IRA conversions in any one or multiple years may be modeled. Calculations include the two-year spread out for Roth IRA conversions in 2010.
Multiple Beneficiaries (up to ten) are handled by the program.
Retirement Plan Analyzer is priced at $595 (download now) for a single user license. Initial licensing includes six full months of maintenance coverage (updates sent as released). Future annual maintenance coverage is $179. A current desktop version of Windows is required.
Version 2009.00 added a new Case Analyzer feature. This feature helps you to quickly do several analyses: Roth IRA Conversion, Roth IRA Conversion with Social Security, Stretch IRA Naming Beneficiary and Inherited IRA. New cases will be added in future releases.
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253 Plaza Dr., Ste. B
Oviedo, FL 32765-6460
1-800-879-6665 or 407-306-6160